My  cross-country  trip had  been  based  on an assumption and a gamble. The  assumption was that  the borrower was going to stop payment  on  the  $15,000 check;  the  gamble was  that  he would make the mistake  of procrastinating and  not take care  of the matter until  the  bank opened  the next morning.

I grabbed  a couple  hours of restless  sleep  at the motel,  then dragged  myself out of bed  at the crack  of dawn.  I was  taking no chances on  not  being at  the  front  door of  the  bank  when  it opened.  I felt as  though  I hadn’t slept  in a week,  but a  cold shower and  the thought of $15,000  was stimulating enough  to keep me moving.

Winning Through Intimidation (nowadays sold as To Be or Not to Be Intimidated? That is the Question) by Robert Ringer. Pg 82.